Loan
Calculator
New & Used: Autos, Motorcycles, Jet Skis,
Heavy & Light Equipment
| Approx. Term |
Annual Percentage Rate |
Daily Periodic Rate |
| Up to 3 years |
5.49% |
0.0001504 |
Up to 5 years
|
5.99% |
0.0001641 |
| ***Up to 4 years (2009-2007 Model Years Only) |
4.99% |
0.0001367 |
| Up to 7 years (2009-2007 Model Years Only) |
5.49% |
0.0001504 |
New & Used: RVs, Boats, & Heavy Equipment
| Approx. Term |
Annual Percentage Rate |
Daily Periodic Rate |
| Up to 5 years |
5.99% |
0.0001641 |
| Up to 10 years |
6.99% |
0.0001915 |
Manufactured Home (Title Secured) :
| Approx. Term |
Annual Percentage Rate |
Daily Periodic Rate |
| New (Up to 15 years) |
9.50% |
0.0002603 |
| Used (Up to 10 years) |
9.50% |
0.0002603 |
Signature Loans, Lines of Credit, & New Household
Appliances:
| Approx. Term |
Annual Percentage Rate |
Daily Periodic Rate |
| Up to 1 year |
8.50% |
0.0002329 |
| Up to 18 months |
10.50% |
0.0002877 |
| Up to 3 years |
13.50% |
0.0003699 |
| Up to 6 years |
15.75% |
0.0004315 |
Share Secured Loans
| Approx. Term |
Annual Percentage Rate |
Daily Periodic Rate |
| Negotiable |
3.50% |
0.0000959 |
Annual Purpose Loan
| Approx. Term |
Annual Percentage Rate |
Daily Periodic Rate |
| Up to 1 year |
8.50% |
0.0002329 |
|
Notes:
All loan categories listed above (Signature, Line of Credit, Share
Secured, and NEW & USED...Autos, Motorcycles, Jet Skis, RVs,
Boats, Heavy and Light Equipment) are open-end loans and the word
"term" should be considered approximate. Policies may
be changed at the discretion of the Board of Directors.
All rates stated as Annual Percentage Rates.
While we strive to provide the most current rates available, rates
are subject to change without notice. All loan policies and procedures
are not included in this web site. Please contact the credit union
for more complete information. Credit Union financing is dependant
on approval of credit. |
Savings
Anticipated Dividends Declared for October 31, 2008
| Share |
APR |
APY |
| Regular Shares |
0.50% |
0.50% |
Share Drafts
($400.00 minimum balance required to receive stated A.P.Y.) |
0.50% |
0.50% |
| IRA Shares |
2.75% |
2.78% |
| 24 Month IRA ($1,000 minimum) |
3.25% |
3.30% |
| 36 Month IRA ($1,000 minimum) |
3.49% |
3.55% |
| Savings Certificates - 6 months ($500 minimum) |
2.72% |
2.75% |
| Savings Certificates - 9 months ($500 minimum) |
2.91% |
2.95% |
| Savings Certificates - 12 months ($500 minimum) |
3.01% |
3.05% |
| Savings Certificates - 24 months ($500 minimum) |
3.06% |
3.10% |
Effective Date for Certificate Rates October 15, 2008
Early withdrawal Penalty of 90 days dividends applies if you withdraw any of the principal before the certificate maturity date. While we strive to provide the most current rates available, rates are subject to change without notice. Please contact the credit union at 360-532-9224 for details about these accounts.
APY=Annual Percentage Yield. |
